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Spread the cost of home improvements

Installing new windows or an extension is always a big project and depending on the scale and the options you select it can become a large purchase.  

Many customers find it suits them to spread the cost of home improvements using one of our finance options. 

We’re always happy to discuss finance

SEH BAC works with Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) PLC, (authorised and regulated by the Financial Conduct Authority) to offer a range of finance packages that make it possible to spread the cost of making improvements to your home whenever you need them.

SEHBAC Limited, 1 Olympus Close, Ipswich, Suffolk, IP1 5LJ acts as a credit broker and not the lender and is authorised and regulated by the Financial Conduct Authority.

For current finance offers and terms and conditions please refer to the finance page of our website, or enquire at your local showroom.

Credit is subject to application and status:

  • Applicants must be 18 years or over on application date
  • In permanent UK residence – minimum of three years[Text Wrapping Break]

They must also fulfil one of the following employment criteria:

  • In regular, permanent employment working a minimum of 16 hours per week (including students)
  • Retired from regular employment. Minimum age 50.
  • Not working through disability and in receipt of disability benefits
  • Self–employed

 

*Buy now pay later terms and conditions: 

  • If you repay the loan in full on or before the date of your first repayment, you will not be charged interest, but the loan provider may charge you a settlement fee if this applies. 
  • If you repay part of the loan on or before the date of the first repayment, the lender will not charge you interest on the part of the loan you repay. 
  • If you make a full or partial settlement payment after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment. 
  • For full terms and conditions please contact your lender or visit one of our show centres for full details. 

Low Rate Option - £99 Deposit

10.9% APR Representative

Buy today with nothing to pay for 3 months, then a fantastic low rate of just 10.9% APR Representative. Spread the cost over 60 months. £29 early exit fee applies.

Representative example:

Cash price of goods £10,000.00, deposit £99,00, total amount of credit £9,901.00. Duration of agreement 63 months, 60 monthly instalments of £215.99 per month, rate of interest 10.9% pa (variable), total amount payable £13,057.80 10.9% APR Representative. Settlement Fee £29.00*. Credit is subject to application and status. Terms and conditions apply - please contact your lender for more details.

Low Rate Option - £99 Deposit

10.9% APR Representative

Buy today with nothing to pay for 3 months, then a fantastic low rate of just 10.9% APR Representative. Spread the cost over 120 months. £29 early exit fee applies.

Representative example:

Cash price of goods £10,000.00, deposit £99,00, total amount of credit £9,901.00. Duration of agreement 123 months, 120 monthly instalments of £135.32 per month, rate of interest 10.9% pa (variable), total amount payable £16,337.40 10.9% APR Representative. Settlement Fee £29.00*. Credit is subject to application and status. Terms and conditions apply - please contact your lender for more details.

Pay Nothing for 12 months - £99 Deposit*

19.9% APR Representative

Pay nothing for 12 months. Available on all product lines, settle in full prior to the end of the 12-month deferral period and pay no interest. A £29 exit fee applies.

Representative example:

Cash price of goods £10,000.00, deposit £99.00, total amount of credit £9,901.00. Duration of agreement 86 months (including 12 month deferral period), 74 monthly instalments of £264.61, total amount payable is £19,680.14, 19.9% APR representative. Settlement Fee £29.00* . Credit is subject to application and status. Terms and conditions apply - please contact your lender for more details.

2 Years Interest Free Credit

0% APR Representative

Available on all product lines, repayments start one month following the installation of products. 50% deposit required and spread the cost over 24 months.

*Buy now pay later terms and conditions:

  1. If you repay the loan in full on or before the date of your first repayment, you will not be charged interest, but the loan provider may charge you a settlement fee if this applies.
  2. If you repay part of the loan on or before the date of the first repayment, the lender will not charge you interest on the part of the loan you repay.
  3. If you make a full or partial settlement payment after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment.

For full terms and conditions please contact your lender or visit one of our show centres for full details.

Example deals

Oak effect aluminium bifold door

Bi—fold door 2 sections 2400mm wide
From £86 per month (10.9% APR)

Cash Price £7000
10% Deposit £700
£6300 total amount of credit
123 months 10.9% APR, £86.10 per month.
Total repayable £11032.00

Get a price
Full Residence 7 window installation

6 Windows, 1 External Door & 1 French Door
From £92 per month (10.9% APR)

Cash Price £7500
10% Deposit £750
£6750 total amount of credit
123 months 10.9% APR, £92.25 per month.
Total repayable £11820.00

Get a price
Green Residence 9 window installation

8 Windows & 2 External Doors
From £110 per month (10.9% APR)

Cash Price £9000
10% Deposit £900
£8100 total amount of credit
123 months 10.9% APR, £110.70 per month.
Total repayable £14184.00

Get a price
Cottage Residence 9 window installation

9 Windows & 2 External Doors
From £116 per month (10.9% APR)

Cash Price £9400
10% Deposit £940
£8460 total amount of credit
123 months 10.9% APR, £115.60 per month.
Total repayable £14814.40

Get a price
White uPVC Victorian conservatory

Purchase a Conservatory
From £308 per month (10.9% APR)

Cash Price £25000
10% Deposit £2500
£22500 total amount of credit
123 months 10.9% APR, £307.51 per month.
Total repayable £39401.20

Get a price
A Cream uPVC Loggia conservatory

Get a brand new Loggia
From £431 per month (10.9% APR)

Cash Price £35000
10% Deposit £3500
£31500 total amount of credit
123 months 10.9% APR, £430.51 per month.
Total repayable £55161.20

Get a price

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